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Using p2p lending blockchain could help remove intermediaries from the current system. It could help make the lending process more efficient and smooth.
Cost Reduction: Blockchain could reduce the costs by allowing the borrowers to deal with lenders directly.
Time: Blockchain could make the entire process quick by adding regulations in the smart contracts.
The different interest rate: The smart contracts could auto-generate the fixed rate of interests based on a borrower’s profile.
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